🌍 Introduction — The Rise of Investment Apps in South Africa
In 2025, more South Africans are turning to investment apps to manage and grow their money. With your smartphone, you can now invest in shares, unit trusts, ETFs, or even global markets without visiting a bank. Choosing the best investment apps in South Africa can help you save time, cut fees, and reach your financial goals faster.
Whether you are a beginner or experienced investor, these apps make investing simpler, safer, and more affordable. Let’s review the top 10 apps trusted by South Africans in 2025.
💰 1. EasyEquities
EasyEquities remains one of the best investment apps in South Africa for beginners. It allows users to buy shares from as little as R5, making it affordable for everyone. You can invest in both local and U.S. stocks.
✅ Best for: Beginners and small investors
✅ Key Feature: Fractional shares & low fees
✅ Website: easyequities.co.za
💼 2. SatrixNOW
SatrixNOW is perfect for those who prefer ETFs (Exchange-Traded Funds). The app offers professional investment portfolios managed by experts.
✅ Best for: ETF investors
✅ Key Feature: Automated investment plans
✅ Website: satrixnow.co.za
🌎 3. Franc
Franc App helps beginners start saving and investing with as little as R10. It’s user-friendly and ideal for people who want to start small and learn gradually.
✅ Best for: Beginners and students
✅ Key Feature: Low entry amount
✅ Website: franc.app
💳 4. FNB Shares Zero
If you bank with FNB, their Shares Zero app gives you direct access to the JSE. You can invest with zero monthly account fees and buy local shares easily from your mobile.
✅ Best for: FNB customers
✅ Key Feature: No account fees
✅ Website: fnb.co.za
📈 5. OUTvest
OUTvest combines technology with human advice. It’s designed for people who want to invest for long-term goals like retirement or education.
✅ Best for: Long-term investors
✅ Key Feature: Goal-based investing
✅ Website: outvest.co.za
🌐 6. EasyProperties
EasyProperties, from the creators of EasyEquities, lets you invest in property without buying an entire house. It’s one of the most innovative investment apps in South Africa for property lovers.
✅ Best for: Property investors
✅ Key Feature: Fractional property ownership
✅ Website: easyproperties.co.za
💡 7. Shyft by Standard Bank
Shyft is ideal for investing in international markets and managing foreign currencies. You can hold USD, GBP, EUR, and AUD accounts directly from your phone.
✅ Best for: Global investors
✅ Key Feature: Multi-currency wallet
✅ Website: getshyft.co.za
🧠 8. Luno
While known for crypto trading, Luno remains a top choice for South Africans investing in digital assets. It offers real-time prices, secure wallets, and educational tools.
✅ Best for: Crypto investors
✅ Key Feature: Simple crypto buying
✅ Website: luno.com
💼 9. TymeBank GoalSave
TymeBank GoalSave isn’t a traditional investment app, but its high-interest savings goals help you grow your money safely. It’s perfect for short-term goals and emergency funds.
✅ Best for: Safe, short-term saving
✅ Key Feature: Up to 10% interest
✅ Website: tymebank.co.za
🏦 10. Nedbank MyPocket Invest
Nedbank MyPocket Invest allows users to invest directly from the Nedbank Money app. It’s designed for users who prefer a trusted bank-backed platform.
✅ Best for: Nedbank clients
✅ Key Feature: Seamless integration with bank account
✅ Website: nedbank.co.za
🧭 Final Thoughts — Which App Is Right for You?
Each of these best investment apps in South Africa (2025) offers something unique. If you’re just starting, EasyEquities or Franc might be best. For experienced investors, SatrixNOW or OUTvest could fit better.
The key is to start small, stay consistent, and learn as you grow. Investing has never been easier — your financial freedom is just one app away.
The key is to start now, stay consistent, and let your money work for you. Investing has never been easier — your financial freedom is just one app away.
